The embedded mortgage.
We are building an entirely new and better mortgage for investment properties—delivered through the brands real estate investors know and trust.
Transformational finance for
investment real estate.
We empower B2C brands to a white-label mortgage. Technology orchestrates everything.
We are a conduit for financial institutions. Software eliminates friction, time, and risk.
Two-sided solution for a fragmented market.
Vontive is a no-code, bolt-on solution to launch a mortgage business. The timeline to deploy, begin marketing, and start closing loans is weeks.
Our solution integrates technology, products, and capital to fulfill mortgages—all through an easy and intuitive digital customer experience.
We tailor each deployment to the operating model of our customer—optimizing sell through and repeat engagement. Bolting on a mortgage becomes a significant revenue stream.
Vontive creates a direct conduit to finance investment property mortgages and simplifies capital allocation at scale.
Our technology integrates data, analysis, and AI across hundreds of inputs, documents, and third-party services—supplying fully transparent, comprehensively underwritten credit assets.
Our software models the risk characteristics of each loan, from the overall market down to each borrower and property. Risk intelligence guides underwriting and servicing mortgages.
Building technology to modernize 24% of the U.S. housing market.
Value of U.S. residential investment properties
Investment property mortgages originated each year
Vontive conversion rate from mortgage offer to closed loan
Standard mortgages for a $5 trillion market.
Vontive finances investment real estate through standardized short- and long-term mortgage products.